Insurance for council tenants

Digital focus group

Join our 90-minute tenant focus group to give your views on our website including our latest updates, website animations and new look taking place on Thursday 6 November, 3pm to 5pm

We recommend taking out contents insurance as it protects the contents of your home, garage and shed if your possessions were stolen, damaged, or destroyed. As a landlord, we won't cover your contents as part of the tenancy agreement.

It's important to make an informed decision:

  • consider if you need insurance and to what level
  • shop around with comparison sites
  • make sure providers are regulated by the Financial Conduct Authority (FCA)

Tenants can access affordable contents insurance through Royal Sun Alliance, who offer a Simple Cover policy.

Cover can be added for optional extras such as:

  • hearing aids
  • wheelchairs
  • bicycles
  • personal belongings

You can also upgrade to a Simple Cover Plus policy which includes accidental damage.

Last updated 03 October 2025