Insurance for council tenants

We recommend taking out contents insurance as it protects the contents of your home, garage and shed if your possessions were stolen, damaged, or destroyed. As a landlord, we won't cover your contents as part of the tenancy agreement.

It's important to make an informed decision:

consider if you need insurance and to what level
shop around with comparison sites
make sure providers are regulated by the Financial Conduct Authority (FCA)

Tenants can access affordable contents insurance through Royal Sun Alliance, who offer a Simple Cover policy.

Cover can be added for optional extras such as:

hearing aids
wheelchairs
bicycles
personal belongings

You can also upgrade to a Simple Cover Plus policy which includes accidental damage.

Get a quote

Last updated 03 October 2025